Single, Sorted & Securing the Keys: The Rise of Solo Homeownership

For years, buying a home has been painted as something you do after — after you meet someone, after you get married, after life “falls into place.” But the truth is, there are so many reasons people buy alone — and none of them should come with fear or shame.

Some of us buy alone after a divorce.

Some have a partner but buy alone for financial safety.

Some because we haven’t met the right person yet — but we’re done waiting to build our lives around “one day.”

Whatever your reason, solo homeownership isn’t a consolation prize. It’s a statement: I’m creating stability for myself, on my own terms.

Divorce isn’t the end — it’s the foundation of your next chapter

When I got divorced, buying alone was both practical and emotional. It wasn’t just about bricks and mortar — it was about reclaiming security and rebuilding confidence.

For anyone in that position, I want to say this clearly: divorce is the beginning of something, not the end. Buying again doesn’t mean starting over — it means starting stronger. You’re wiser, clearer, and you know what “home” really means now.

Buying alone can be financially empowering

Owning property solo doesn’t make you less secure — it can actually make you more so. You’re not waiting for someone else’s income or timeline. You’re in control of your money, your mortgage, your protection, and your goals.

You learn to budget, to plan, and to back yourself — skills that spill into every other area of life.

Even if you buy something smaller, even if it’s not the dream home yet — it’s still yours. And that first step is what builds wealth, equity, and freedom down the line.

You don’t need a plus-one to create a beautiful life

There’s something deeply liberating about knowing you can do it alone — and still have the option to share it later if you choose. Maybe you’ll meet someone, maybe you won’t — but your life doesn’t pause in the meantime.

Owning your own home is a love story in itself: a commitment to yourself, your future, and your peace of mind.

My advice to anyone thinking about buying solo

1. Start where you are. Even a studio flat is a stepping stone to freedom.

2. Get advice early. A good broker will help you understand what’s possible and where to start.

3. Protect yourself. Life insurance, income protection — it’s not just for couples. It’s for anyone who values what they’re building.

4. Back yourself. You’ve probably done harder things already. This one comes with keys.

   
   

Final thought

Homeownership isn’t just for couples, families, or people who “have it all figured out. ”It’s for anyone brave enough to build a life they love — on their own terms.

So if you’re thinking about buying solo, let this be your sign: You’re not behind. You’re not alone. You’re just building your own foundation — and that’s something to be proud of.